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Low Mortgage Rate

Low Mortgage Rate

Low mortgage rate Toronto

When you approach your local bank for a mortgage offer, they will only present to you the products that they carry, which may not necessarily be the lowest mortgage rates in Toronto. At Northwood Mortgage, we give you access to a wide range of mortgage products from different lenders across Toronto, including banks, credit unions, private mortgage lenders, financial companies, and trust companies.

As an independent mortgage agency, we are able provide you with impartial advice on the best mortgage products according to your specific needs. In addition, we are aware of mortgage offers that are typically not available to the public.

Low mortgage rates Toronto

Toronto has one of the most expensive housing markets in Canada, so you should be on the lookout for great mortgage rates.

Our mortgage rates change regularly since we often receive short-term rate promotions every day. Joining our mail list will ensure that you always get the newest promotions as soon as they arrive, until you find one that is enticing enough for your specific needs.

Our primary goal is to help you access the best home, commercial, or industrial mortgage product that not only fits your budget, but also allows you to own the property of your dreams. We make it our business to find the mortgage rates that Toronto has to offer so you don’t have to struggle with high interest rates just to live comfortably.

Still, there are some things that automatically qualify you for low interest rates, including:

  • A decent credit score – A good credit score shows your financial credibility. Generally, the better your score the lower the rates. Our mortgage experts will advise you on ways to improve your credit so you qualify for the best rates available
  • Large down payment – This is another sure way to reduce your monthly payments. By making a sizable down payment, lenders drastically reduce their rates. This is also a good way for you to stay within your budget when attending to other monthly obligations.

Why choose us?

The best reason to work with Northwood Mortgage is that you gain access to a wide range of mortgage products, from residential to commercial mortgages, as well as access to a team of mortgage professionals to help you identify the best plan for your needs. We can even help self-employed individuals qualify for a mortgage.

We urge our clients to look beyond the interest rates offered. The interest is just one of many key elements of a hiked up mortgage. There is a lot of work that goes into processing a mortgage loan, and working with our experts can help take a great deal of the stress away from the process. For true peace of mind, you also need to identify a plan that fits your lifestyle in terms of your monthly financial standing and loan term.

Working with us increases your chances of getting the mortgage rates in Toronto, and all you have to do is try our online tools and then give our mortgage experts a call to schedule an appointment. Keep in mind that our Northwood Mortgage experts are here to help you feel secure when making one of the biggest investments in your life – not feel pressed for money.

Term Rate
Variable Rate – High Ratio Insured Special – 5.90%
1 Year fixed Insured 6.69%
2 Year insured 5.84%
3 Year Fixed Insured 4.99%
4 Year Fixed insured 4.94%
5 Year Fixed Mortgage Insured Special Closing Conditions 4.69%
7 Year 120 day rate hold Insured 5.65%
10 Year Insured 120 day Rate hold This could be your last mortgage ever! 6.05%
Variable Rate Open (line of credit) 7.45%

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