Self employed for 25 years, personally experienced finding mortgages from easy to very challenging situations. Now more than ever, it can be quite difficult to get a mortgage even for credit worthy individuals due to changes in the mortgage industry from Federal regulations. With these changes, I will get you the best mortgage possible and shop the entire mortgage market including unadvertised specials to better suit your individual needs. Let me be your go between as the lenders usually cover my services (some conditions apply). A licensed professional, I’ll treat you with respect, dignity, and in the utmost of confidence (privacy) regardless of your financial situation. Just call or email me to get started, good credit/bad credit/no credit & reject credit score welcome.
1st & 2nd Mortgages
Other Types of Mortgages -Self employed/Debt Consolidation/Industrial-Commercial/Construction, Investment/Newcomer to Canada/Tax Deductble mortgages/Secured Lines of Credit and many more products with access to over 85 lenders in the last fiscal year. With my experience, let me represent you on your behalf with all the lenders.
Alternative & private lenders available-for those seeking mortgages not conforming to banks, 1st & 2nd mortgages,equity takeout, refinances, purchases, etc. In a consumer proposal or gone bankrupt? Just give me a call.
Do you have credit skeletons in your closet? Don’t worry, they don’t scare me.
Tip#1 - It’s always best to explore a switch/debt consolidation before your credit rating drops (for example below 600) or you are at risk at paying much higher interest rates.
Tip#2 - If you are a newcomer to Canada, the following helps to show lenders that you are able to repay a mortgage:1)Open a bank account and use it regularly.2)Consistently pay your bills on time including rent, cable, utilities, insurance premiums for a 12 month period.3)Apply for small loans from your bank to begin proving that you can pay on time.4)Apply for a credit card.5)Try to remain with the same employer for an extended period of time.
7676 Woodbine Ave. #300
Mobile Phone: 647-781-6242
I just want to thank you once again for your understanding service in securing me a mortgage that even my own bank would not consider and I had been with them for over 40 years. What is disturbing is that even if you have been with your bank for eons and never missed a payment for any loan you...Yours Sincerely, D.R