Management Profiles

Art Appelberg B.Sc., MBA, AMP President and Broker

Art Appelberg has over 28 years of experience in banking, accounting, credit risk and mortgage origination and lending. He has served as Senior Financial Analyst and Manager of Commercial Card Products with Scotia Bank. Art became an independent mortgage agent in 1989 and established Northwood as its Broker in 1990. Since then, Art has grown Northwood to one of the premiere full service mortgage brokerages in Canada.

Steve Kates AMP Vice President and Director of I.C.& I. Division

With over 30 years of commercial and residential lending experience, Steve Kates leads the industry in knowledge and experience. He is highly respected and has served as a consultant and founding broker member for Maple Trust. Within Northwood, Steve has assembled a highly competent team of commercial mortgage professionals with the expertise of structuring and placing almost any commercial mortgage.

Allan Kates B.Econ.,CSC, AMP Vice President of Sales

Allan brings a wealth of knowledge in the financial planning, insurance and mortgage brokering/lending industries. With an advanced degree from Western and a Post graduate marketing/financial diploma from Humber, he brings a strong strategic view to all facets of operations at Northwood. In his previous roles, Allan was responsible for dramatic sales improvements in the financial services companies that he helped manage.

Nick DaSilva AMP, Director of Mortgage Operations, Mortgage Broker

Nick is a graduate of University of Toronto (BA in Economic and Political Science). He spent 17 years in the Retail Banking Industry starting with Canada Trust as a lender and then moving to National Trust and Bank of Nova Scotia on the retail side as a Branch Manager.

Nick was recruited by HEPCOE Credit Union to manage their Richmond Hill branch and start their Mortgage Brokering business.  He was then promoted to manage their Investment/Financial Planning operations.

Nick joined Northwood Mortgage Ltd in 2004 as their Director of Mortgage Operations for Private Lending and he also manages the day to day operations of the Mortgage Investment Corporation.

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